Merchant Solutions


High risk merchant accounts are our forte. We simply have more banking connections than our competition, which is why we can approve 98% of merchant applications.


We have the unique ability to underwrite domestic merchants internally. This allows us to speed up the approval process and offer highly competitive rates on domestic merchant accounts.


With banking partners located across 5 continents, we supply offshore merchant accounts wherever your business operates. We can even assist you with incorporating your business offshore.


Easily set up recurring payments and billing through the web using our Merchant Management Console or directly through our programming interface.


Take your business global – we process over 120 different currencies, and settle in over 30. With our daily settlement, you’ll get your funds in your bank account by the next business day after transactions have settled.


Evaluate and decline risky transactions at the time of purchase using our intelligent fraud screening system We can provide fully managed advanced professional anti-fraud solutions & monitoring.

High Risk Merchant Categories

  • Digital Content
  • Cash Advance
  • Forex Trading
  • Loan Services
  • Tech Support
  • Weight Loss
  • Jewelry
  • Personal Injury
  • Collection Agencies
  • Penny Auction
  • PPI Claims
  • Telemarketing
  • Matrimonial Services
  • Satellite TV Repair
  • Law Firms
  • Timeshares
  • Electronics
  • Membership Sites
  • Seminars
  • Apparel
  • Financial Services
  • Pharmaceuticals
  • Stock Trading
  • Travel Agencies
  • Insurance Brokers
  • Watches

Why Choose Us

Ongoing Merchant Account Management

High Risk Commerce continuously monitors your merchant account setup for improvements. If we have ideas or suggestions that will help your business, we’ll contact you. That includes finding you a lower rate merchant account when possible.

Responsive Merchant Support

Whether your business generates $5,000 a month or $10M, you can count on being able to reach us. Our support team is available 24/7, 365 days a year.

Value-Added Technology

We stay up-to-date on the latest payments innovations. Everything from One Touch payments for your mobile customers, to accepting Bitcoins on your online store.

Mobile Payments

20.8% of global e-commerce in 2013 was carried out on a mobile device. By 2018, mobile transactions are forecasted to comprise 46.6% of online sales. Make your checkout mobile-friendly with our One Touch mobile payment technology and allow your customers to purchase on the go.


Virtual Terminal

Our Virtual Terminal allows you to process credit card orders by entering a customer’s credit card info into a secure point-of-sale web page.

  • Ready-to-use out of the box, no programming required
  • Hosted within our SSL-secured Merchant Management Console
  • Transaction management available through our Merchant Management Console
  • Start with the Virtual Terminal and add a new integration method at any time

Hosted Payment Solution

Our Hosted Payment Solution provides you with a secure, customizable, hosted payment form.

  • Securely hosted, no SSL certificate needed
  • Customizable – match your brand, and choose what fields to display
  • Transaction results can be returned to your website for post-processing
  • Email receipt and transaction management features available

Core API & Silent Redirect

Our Core API gives you complete control over integration into your e-commerce solution. Silent Redirect enables you to become PCI Compliant with ease.

  • Libraries available in most major programming languages including: Java, Ruby, Microsoft .NET, and PHP
  • RESTful API also available
  • Silent Redirect allows you to keep the look and feel of your website while staying PCI-compliant